About Us
Who We Are?
Our team at Lifestyle Home Loan Financial Services are highly skilled finance experts and have over 60 years of lending experience. We understand how to tailor a finance package that suits you, our client, and not just a facility that only partly meets your needs.
Our aim is to build a relationship to help you to achieve your goals.
Our Loan Packages
We offer a wide range of financing solutions designed to meet your specific requirements and goals.
Residential Home Loan
Our Residential Home Loan suitable for PAYG and self-employed borrowers, fully verified owner occupier or investment borrowers and is available on both regulated and unregulated loans which also allows you consolidate any other debts ( Terms and Conditions do apply).
Commercial Term Loan
The Commercial Term Loan is for both owner occupiers and investors seeking to purchase, refinance or release equity from Commercial real estate.
Self-Managed Super Fund Residential Loan
Our Self-Managed Super Fund Residential Loan is aimed at those looking for simplicity, interest rate predictability and flexibility with their Self-Managed Super Fund residential property investment.
Self-Managed Super Fund Commercial Loan
Our Self-Managed Super Fund Commercial Loan is aimed at those looking to either purchase a Commercial to work from or as an Investment and wanting simplicity, interest rate Predictability and flexibility with their SMSF commercial property investment.
Residential Home Loan
Our Residential Home Loan suitable for PAYG and self-employed borrowers, fully verified owner occupier or investment borrowers and is available on both regulated and unregulated loans which also allows you consolidate any other debts ( Terms and Conditions do apply).
Commercial Term Loan
The Commercial Term Loan is for both owner occupiers and investors seeking to purchase, refinance or release equity from Commercial real estate.
Self-Managed Super Fund Residential Loan
Our Self-Managed Super Fund Residential Loan is aimed at those looking for simplicity, interest rate predictability and flexibility with their Self-Managed Super Fund residential property investment.
Self-Managed Super Fund Commercial Loan
Our Self-Managed Super Fund Commercial Loan is aimed at those looking to either purchase a Commercial to work from or as an Investment and wanting simplicity, interest rate Predictability and flexibility with their SMSF commercial property investment.
Supportive and Understanding.
As a Specialist Residential and Commercial Lender, we are not like a bank. We offer a supportive and dependable service whilst providing personalised assessment based on your individual circumstances.
No two people are the same, so why put you in a production line like the others?
Benefits Of our Services
- Loans up to 95% for purchases
- Loans to 90% refinances for Owner Occupiers or Investors
- Interest Only available up to a max of 5 years
- 100% Offset account.
- Up to 4 loan splits.
- Link your banks accounts to your loan and transfer funds.
- Pay your accounts directly from your offset.
- Up to 90% Loan to Value Ratio for a Residential Security.
- Up to 80 % Loan to Value Ratio for a Commercial Security.
- Up to 80 % Loan to Value Ratio for a NDIS Residential Security.
- Loan up to a Maximum of $ 2,000,000- (Subject to Loan to Value Ratio).
- 100% Offset available, so you can link your Cash management account to your offset
account and transfer funds between the two accounts. - Principal & Interest or Interest Only is available.
- Up to 75 %
- Up to $ 3million per application
- 30 year term set and forget
- No annual reviews
- Company , Trusts or individual Applicants.